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How can this person improve their situation?

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  This is the problem the employee is having:  
I work for a company that sells a surplus line of insurance. I have a high ranking title with the company and I oversee the premium that is reported to the carrier. We are not submitting certain contracts to our carrier because the terms of the contracts exceed the coverage provided by our carrier. He tells me that we are self-insuring the product. I am not comfortable doing this and do not know what to do. I have addressed the issue and it is falling upon deaf ears. I am not in position to up and quit my job over this matter, I am looking for another job right now, but I don't know how to handle matters in the interim.  


  Please suggest some advice for this employee:  

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