My son owns a "Lube Shop" Franchising Company. One of his Franchisees ordered a maximum supply of oil and synthetic oil for his lube Shop. The Oil Company bills the Franchisor, my son, and he then debits the bank account of the Franchisee for whatever amount of oil supply he has ordered. In this case the Franchisee closed his debit account and left the Franchisor holding the bill of about $50,000.00. He has not paid his Franchise Fees and continues to operate under the Company name. Is this a civil suit or a criminal offence?